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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,088 | $175,257-51.4% | $149,717-43.2% | $139,456-39.0% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 16.75% | 166.70%-149.9pp | 134.41%-117.7pp | 373.45%-356.7pp |
| Employer contribution / active EE | $9,350 | $5,477+70.7% | $4,820+94.0% | $4,753+96.7% |
| Participant deferral / active EE | $6,362 | $6,521-2.4% | $5,682+12.0% | $6,711-5.2% |
| Admin fee / account holder | $1,144 | $16,156-92.9% | $13,213-91.3% | $11,407-90.0% |