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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,427 | $110,410-77.9% | $102,437-76.2% | $145,897-83.3% |
| Participation rate | 91.7% | 77.9%+13.7pp | 74.5%+17.2pp | 80.3%+11.4pp |
| Annual return | 13.70% | 24.85%-11.1pp | 24.95%-11.2pp | 552.29%-538.6pp |
| Employer contribution / active EE | $3,527 | $4,217-16.4% | $3,871-8.9% | $4,663-24.4% |
| Participant deferral / active EE | $5,739 | $5,622+2.1% | $5,060+13.4% | $6,689-14.2% |
| Admin fee / account holder | $1,374 | $9,745-85.9% | $8,388-83.6% | $13,390-89.7% |