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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,679 | $129,737-66.3% | $119,126-63.3% | $154,746-71.8% |
| Participation rate | 83.3% | 78.9%+4.5pp | 75.8%+7.6pp | 80.7%+2.6pp |
| Annual return | 14.49% | 379.08%-364.6pp | 282.11%-267.6pp | 172.34%-157.9pp |
| Employer contribution / active EE | $3,400 | $4,375-22.3% | $4,034-15.7% | $4,379-22.4% |
| Participant deferral / active EE | $6,115 | $5,842+4.7% | $5,318+15.0% | $6,730-9.1% |
| Admin fee / account holder | $1,525 | $11,961-87.2% | $10,693-85.7% | $14,365-89.4% |