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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,664 | $56,894-72.5% | $84,753-81.5% | $62,881-75.1% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 5.76% | 6.30%-0.5pp | 22.78%-17.0pp | 20.14%-14.4pp |
| Employer contribution / active EE | $1,397 | $2,400-41.8% | $3,574-60.9% | $2,281-38.7% |
| Participant deferral / active EE | $3,060 | $2,709+13.0% | $3,712-17.6% | $3,203-4.5% |
| Admin fee / account holder | $2,382 | $3,581-33.5% | $5,333-55.3% | $4,296-44.6% |