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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,474 | $78,670-42.2% | $109,173-58.3% | $85,847-47.0% |
| Participation rate | 50.0% | 68.3%-18.3pp | 75.9%-25.9pp | 69.3%-19.3pp |
| Annual return | 13.71% | 25.09%-11.4pp | 25.75%-12.0pp | 318.61%-304.9pp |
| Employer contribution / active EE | $828 | $2,734-69.7% | $3,723-77.8% | $2,565-67.7% |
| Participant deferral / active EE | $1,518 | $3,467-56.2% | $4,654-67.4% | $3,952-61.6% |
| Admin fee / account holder | $851 | $5,469-84.4% | $6,755-87.4% | $6,261-86.4% |