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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,456 | $86,940-60.4% | $102,434-66.4% | $80,935-57.4% |
| Participation rate | 74.3% | 72.4%+1.9pp | 76.5%-2.2pp | 67.7%+6.6pp |
| Annual return | 9.09% | 18.89%-9.8pp | 29.46%-20.4pp | 35.66%-26.6pp |
| Employer contribution / active EE | $868 | $2,370-63.3% | $3,023-71.3% | $2,757-68.5% |
| Participant deferral / active EE | $3,489 | $4,121-15.3% | $5,055-31.0% | $4,299-18.8% |
| Admin fee / account holder | $2,431 | $8,047-69.8% | $9,462-74.3% | $6,924-64.9% |