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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,270 | $227,399-32.6% | $189,758-19.2% | $198,609-22.8% |
| Participation rate | 84.6% | 84.0%+0.6pp | 79.8%+4.8pp | 82.4%+2.2pp |
| Annual return | 19.05% | 61.03%-42.0pp | 52.62%-33.6pp | 202.70%-183.6pp |
| Employer contribution / active EE | $6,871 | $5,526+24.3% | $4,767+44.2% | $5,055+35.9% |
| Participant deferral / active EE | $6,792 | $6,837-0.7% | $5,856+16.0% | $6,977-2.7% |
| Admin fee / account holder | $1,382 | $25,162-94.5% | $20,388-93.2% | $19,030-92.7% |