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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,270 | $185,312-17.3% | $161,489-5.1% | $154,746-1.0% |
| Participation rate | 84.6% | 82.5%+2.2pp | 78.7%+5.9pp | 80.7%+3.9pp |
| Annual return | 19.05% | 103.84%-84.8pp | 89.72%-70.7pp | 172.34%-153.3pp |
| Employer contribution / active EE | $6,871 | $4,769+44.1% | $4,268+61.0% | $4,379+56.9% |
| Participant deferral / active EE | $6,792 | $6,350+7.0% | $5,630+20.6% | $6,730+0.9% |
| Admin fee / account holder | $1,382 | $18,654-92.6% | $16,006-91.4% | $14,365-90.4% |