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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,270 | $172,111-10.9% | $150,298+2.0% | $137,256+11.7% |
| Participation rate | 84.6% | 81.7%+2.9pp | 77.8%+6.9pp | 80.0%+4.7pp |
| Annual return | 19.05% | 69.37%-50.3pp | 62.79%-43.7pp | 220.34%-201.3pp |
| Employer contribution / active EE | $6,871 | $4,636+48.2% | $4,154+65.4% | $4,156+65.3% |
| Participant deferral / active EE | $6,792 | $6,166+10.2% | $5,453+24.6% | $6,407+6.0% |
| Admin fee / account holder | $1,382 | $16,471-91.6% | $14,116-90.2% | $12,270-88.7% |