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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,752 | $71,873-29.4% | $86,698-41.5% | $68,490-25.9% |
| Participation rate | 80.5% | 72.2%+8.2pp | 76.6%+3.9pp | 67.9%+12.6pp |
| Annual return | -18.84% | 3.54%-22.4pp | 35.96%-54.8pp | -7.85%-11.0pp |
| Employer contribution / active EE | $2,675 | $2,173+23.1% | $2,837-5.7% | $2,597+3.0% |
| Participant deferral / active EE | $9,429 | $3,779+149.5% | $4,656+102.5% | $4,028+134.1% |
| Admin fee / account holder | $3,297 | $6,110-46.0% | $7,492-56.0% | $5,403-39.0% |