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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,326 | $92,219-57.4% | $76,767-48.8% | $135,380-71.0% |
| Participation rate | 90.9% | 79.8%+11.1pp | 77.0%+13.9pp | 82.6%+8.3pp |
| Annual return | -8.78% | 5.46%-14.2pp | 2.43%-11.2pp | 519.81%-528.6pp |
| Employer contribution / active EE | $3,068 | $3,216-4.6% | $2,485+23.4% | $4,779-35.8% |
| Participant deferral / active EE | $10,225 | $4,508+126.8% | $3,852+165.5% | $5,609+82.3% |
| Admin fee / account holder | $389 | $10,749-96.4% | $6,675-94.2% | $10,828-96.4% |