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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,094 | $78,694-82.1% | $67,652-79.2% | $125,389-88.8% |
| Participation rate | 82.4% | 78.8%+3.5pp | 75.7%+6.7pp | 83.2%-0.8pp |
| Annual return | -8.71% | 9.46%-18.2pp | 6625.40%-6634.1pp | 282.24%-290.9pp |
| Employer contribution / active EE | $2,288 | $3,044-24.8% | $2,266+1.0% | $4,866-53.0% |
| Participant deferral / active EE | $6,244 | $4,292+45.5% | $3,560+75.4% | $5,352+16.7% |
| Admin fee / account holder | $440 | $7,403-94.1% | $4,821-90.9% | $9,541-95.4% |