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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,167 | $37,156-26.9% | $83,854-67.6% | $86,983-68.8% |
| Participation rate | 25.0% | 49.1%-24.1pp | 59.1%-34.1pp | 69.5%-44.5pp |
| Annual return | 14.71% | 29.88%-15.2pp | 31.39%-16.7pp | 25.83%-11.1pp |
| Employer contribution / active EE | $341 | $661-48.4% | $1,017-66.5% | $2,584-86.8% |
| Participant deferral / active EE | $479 | $1,418-66.2% | $2,035-76.4% | $4,194-88.6% |
| Admin fee / account holder | $279 | $2,510-88.9% | $3,197-91.3% | $7,856-96.5% |