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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,679 | $27,943-43.9% | $58,507-73.2% | $75,177-79.1% |
| Participation rate | 30.8% | 38.8%-8.1pp | 50.9%-20.1pp | 67.2%-36.4pp |
| Annual return | 16.41% | 44.22%-27.8pp | 4252.32%-4235.9pp | 160.75%-144.3pp |
| Employer contribution / active EE | $453 | $670-32.4% | $1,053-57.0% | $2,671-83.0% |
| Participant deferral / active EE | $631 | $1,202-47.5% | $1,922-67.2% | $4,126-84.7% |
| Admin fee / account holder | $432 | $1,727-75.0% | $2,486-82.6% | $5,651-92.4% |