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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,914 | $84,628-87.1% | $61,501-82.3% | $134,545-91.9% |
| Participation rate | 40.9% | 62.2%-21.3pp | 52.6%-11.7pp | 81.2%-40.3pp |
| Annual return | -19.65% | 585.61%-605.3pp | 339.04%-358.7pp | 418.37%-438.0pp |
| Employer contribution / active EE | $515 | $1,545-66.6% | $1,160-55.6% | $4,742-89.1% |
| Participant deferral / active EE | $708 | $2,819-74.9% | $2,125-66.7% | $6,401-88.9% |
| Admin fee / account holder | $2,536 | $2,587-2.0% | $2,132+19.0% | $11,431-77.8% |