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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,975 | $95,406-64.4% | $185,849-81.7% | $85,847-60.4% |
| Participation rate | 52.8% | 68.8%-15.9pp | 81.7%-28.9pp | 69.3%-16.5pp |
| Annual return | 19.67% | 23.59%-3.9pp | 122.10%-102.4pp | 318.61%-298.9pp |
| Employer contribution / active EE | $1,214 | $3,314-63.4% | $5,169-76.5% | $2,565-52.7% |
| Participant deferral / active EE | $2,215 | $3,424-35.3% | $5,569-60.2% | $3,952-44.0% |
| Admin fee / account holder | $0 | $7,214-100.0% | $16,244-100.0% | $6,261-100.0% |