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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,829 | $75,962-85.7% | $154,108-93.0% | $64,173-83.1% |
| Participation rate | 44.7% | 70.4%-25.7pp | 83.0%-38.4pp | 69.6%-24.9pp |
| Annual return | -16.50% | 30.32%-46.8pp | 735.21%-751.7pp | 7.63%-24.1pp |
| Employer contribution / active EE | $1,395 | $3,350-58.4% | $5,298-73.7% | $2,381-41.4% |
| Participant deferral / active EE | $2,280 | $3,175-28.2% | $5,081-55.1% | $3,470-34.3% |
| Admin fee / account holder | $0 | $5,589-100.0% | $13,411-100.0% | $4,887-100.0% |