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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,224 | $84,236-90.2% | $170,435-95.2% | $70,126-88.3% |
| Participation rate | 27.6% | 70.8%-43.2pp | 83.6%-56.0pp | 69.5%-42.0pp |
| Annual return | 73.02% | 23.06%+50.0pp | 205.94%-132.9pp | 73.15%-0.1pp |
| Employer contribution / active EE | $754 | $3,387-77.7% | $5,432-86.1% | $2,343-67.8% |
| Participant deferral / active EE | $1,330 | $3,086-56.9% | $4,939-73.1% | $3,332-60.1% |
| Admin fee / account holder | $25 | $5,698-99.6% | $13,881-99.8% | $4,645-99.5% |