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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,041,648 | $212,386+390.4% | $199,883+421.1% | $138,895+650.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 18.82% | 47.75%-28.9pp | 43.81%-25.0pp | 145.39%-126.6pp |
| Employer contribution / active EE | $41,421 | $6,625+525.3% | $6,261+561.5% | $4,194+887.6% |
| Participant deferral / active EE | $22,989 | $9,617+139.0% | $9,138+151.6% | $6,396+259.4% |
| Admin fee / account holder | $399 | $18,233-97.8% | $17,268-97.7% | $12,562-96.8% |