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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $684,521 | $185,856+268.3% | $170,028+302.6% | $139,456+390.9% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 10.16% | 60.52%-50.4pp | 53.39%-43.2pp | 373.45%-363.3pp |
| Employer contribution / active EE | $37,632 | $7,593+395.6% | $6,788+454.4% | $4,753+691.8% |
| Participant deferral / active EE | $20,832 | $11,623+79.2% | $10,409+100.1% | $6,711+210.4% |
| Admin fee / account holder | $640,028 | $15,387+4059.5% | $12,820+4892.3% | $11,407+5510.8% |