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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,313 | $102,635-44.2% | $86,209-33.5% | $139,456-58.9% |
| Participation rate | 69.2% | 74.5%-5.3pp | 69.0%+0.3pp | 80.3%-11.1pp |
| Annual return | 18.31% | 1923.53%-1905.2pp | 1169.05%-1150.7pp | 373.45%-355.1pp |
| Employer contribution / active EE | $4,558 | $3,034+50.2% | $2,381+91.4% | $4,753-4.1% |
| Participant deferral / active EE | $4,604 | $4,677-1.6% | $3,986+15.5% | $6,711-31.4% |
| Admin fee / account holder | $2,683 | $8,661-69.0% | $6,853-60.9% | $11,407-76.5% |