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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,170 | $112,935-61.8% | $90,970-52.5% | $158,966-72.8% |
| Participation rate | 46.7% | 74.7%-28.1pp | 69.0%-22.3pp | 82.0%-35.3pp |
| Annual return | 20.79% | 215.79%-195.0pp | 134.58%-113.8pp | 302.95%-282.2pp |
| Employer contribution / active EE | $1,085 | $2,895-62.5% | $2,122-48.9% | $4,762-77.2% |
| Participant deferral / active EE | $2,762 | $4,129-33.1% | $3,373-18.1% | $5,983-53.8% |
| Admin fee / account holder | $513 | $8,045-93.6% | $5,960-91.4% | $11,250-95.4% |