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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,944 | $81,668-58.4% | $58,507-42.0% | $139,487-75.7% |
| Participation rate | 60.0% | 61.3%-1.3pp | 50.9%+9.1pp | 80.3%-20.3pp |
| Annual return | 23.80% | 7430.07%-7406.3pp | 4252.32%-4228.5pp | 373.84%-350.0pp |
| Employer contribution / active EE | $1,258 | $1,398-10.0% | $1,053+19.4% | $4,755-73.5% |
| Participant deferral / active EE | $3,847 | $2,554+50.7% | $1,922+100.1% | $6,713-42.7% |
| Admin fee / account holder | $1,833 | $3,212-42.9% | $2,486-26.3% | $11,407-83.9% |