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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,002 | $104,116-89.4% | $71,089-84.5% | $135,380-91.9% |
| Participation rate | 61.1% | 65.7%-4.5pp | 54.6%+6.5pp | 82.6%-21.5pp |
| Annual return | -11.38% | 1256.51%-1267.9pp | 650.65%-662.0pp | 519.81%-531.2pp |
| Employer contribution / active EE | $1,314 | $1,485-11.5% | $1,088+20.8% | $4,779-72.5% |
| Participant deferral / active EE | $3,111 | $2,524+23.3% | $1,873+66.1% | $5,609-44.5% |
| Admin fee / account holder | $320 | $4,142-92.3% | $3,082-89.6% | $10,828-97.0% |