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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,075 | $110,551-72.8% | $80,741-62.8% | $167,536-82.0% |
| Participation rate | 66.7% | 64.0%+2.7pp | 54.2%+12.5pp | 82.1%-15.4pp |
| Annual return | 15.23% | 120.57%-105.3pp | 87.30%-72.1pp | 478.82%-463.6pp |
| Employer contribution / active EE | $2,049 | $1,543+32.8% | $1,160+76.6% | $4,839-57.7% |
| Participant deferral / active EE | $4,481 | $2,870+56.1% | $2,145+108.9% | $6,342-29.3% |
| Admin fee / account holder | $1,406 | $4,547-69.1% | $3,380-58.4% | $12,315-88.6% |