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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $12,248 |
Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101 | Advisory (Plan) | $8,620 |
Filed as: COTA STREET INVESTMENT MANAGEMENT Service code 28 24 E. COTA STREET · SANTA BARBARA, CA 93101 | Investment Management | $2,021 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,948 | $84,482-72.8% | $125,363-81.7% | $66,930-65.7% |
| Participation rate | 95.7% | 76.4%+19.3pp | 82.4%+13.3pp | 69.8%+25.9pp |
| Annual return | 83.68% | -8.49%+92.2pp | 572.15%-488.5pp | 1.57%+82.1pp |
| Employer contribution / active EE | $2,297 | $3,553-35.4% | $4,815-52.3% | $2,545-9.8% |
| Participant deferral / active EE | $9,136 | $6,782+34.7% | $7,447+22.7% | $4,238+115.6% |
| Admin fee / account holder | $86 | $685-87.5% | $10,005-99.1% | $593-85.6% |