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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,788 | $166,268-85.1% | $165,100-85.0% | $145,897-83.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 6.91% | 100.52%-93.6pp | 70.21%-63.3pp | 552.29%-545.4pp |
| Employer contribution / active EE | $2,346 | $5,284-55.6% | $4,348-46.0% | $4,663-49.7% |
| Participant deferral / active EE | $2,782 | $6,964-60.1% | $6,035-53.9% | $6,689-58.4% |
| Admin fee / account holder | $6,085 | $16,659-63.5% | $12,696-52.1% | $13,390-54.6% |