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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,037 | $89,259-46.2% | $107,187-55.2% | $82,637-41.9% |
| Participation rate | 80.0% | 67.9%+12.1pp | 75.0%+5.0pp | 68.1%+11.9pp |
| Annual return | 18.94% | 21.02%-2.1pp | 204.55%-185.6pp | 53.51%-34.6pp |
| Employer contribution / active EE | $188 | $3,080-93.9% | $3,782-95.0% | $2,552-92.6% |
| Participant deferral / active EE | $5,221 | $4,037+29.3% | $5,096+2.5% | $4,126+26.5% |
| Admin fee / account holder | $2,012 | $7,381-72.7% | $9,162-78.0% | $7,339-72.6% |