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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,161 | $81,457-48.2% | $103,378-59.2% | $80,911-47.9% |
| Participation rate | 83.7% | 66.8%+16.9pp | 74.5%+9.2pp | 67.6%+16.1pp |
| Annual return | 14.51% | 25.58%-11.1pp | 24.91%-10.4pp | 35.63%-21.1pp |
| Employer contribution / active EE | $2,886 | $3,107-7.1% | $3,870-25.4% | $2,756+4.7% |
| Participant deferral / active EE | $4,994 | $3,871+29.0% | $5,058-1.3% | $4,297+16.2% |
| Admin fee / account holder | $4,185 | $6,717-37.7% | $8,401-50.2% | $6,935-39.6% |