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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,926 | $184,014-66.9% | $161,149-62.2% | $138,895-56.1% |
| Participation rate | 50.0% | 82.1%-32.1pp | 78.8%-28.8pp | 79.9%-29.9pp |
| Annual return | 17.39% | 21.52%-4.1pp | 21.16%-3.8pp | 145.39%-128.0pp |
| Employer contribution / active EE | $9,866 | $5,055+95.2% | $4,360+126.3% | $4,194+135.2% |
| Participant deferral / active EE | $24,790 | $6,909+258.8% | $6,153+302.9% | $6,396+287.6% |
| Admin fee / account holder | $37,912 | $18,027+110.3% | $15,194+149.5% | $12,562+201.8% |