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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,057 | $176,077-51.7% | $159,455-46.7% | $167,518-49.2% |
| Participation rate | 0.0% | 84.9%-84.9pp | 82.8%-82.8pp | 82.1%-82.1pp |
| Annual return | 15.81% | 331.83%-316.0pp | 263.63%-247.8pp | 478.71%-462.9pp |
| Employer contribution / active EE | $1,744 | $5,298-67.1% | $4,830-63.9% | $4,838-64.0% |
| Participant deferral / active EE | $1,084 | $7,751-86.0% | $7,353-85.3% | $6,342-82.9% |
| Admin fee / account holder | $924 | $12,556-92.6% | $10,800-91.4% | $12,312-92.5% |