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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,106 | $138,102-48.5% | $125,381-43.3% | $134,532-47.1% |
| Participation rate | 0.0% | 84.5%-84.5pp | 82.4%-82.4pp | 81.2%-81.2pp |
| Annual return | -19.27% | 750.73%-770.0pp | 572.31%-591.6pp | 418.27%-437.5pp |
| Employer contribution / active EE | $1,061 | $5,245-79.8% | $4,815-78.0% | $4,741-77.6% |
| Participant deferral / active EE | $943 | $7,801-87.9% | $7,448-87.3% | $6,401-85.3% |
| Admin fee / account holder | $919 | $11,568-92.1% | $10,007-90.8% | $11,429-92.0% |