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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,296 | $129,737-50.4% | $119,126-46.0% | $154,746-58.5% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 16.35% | 379.08%-362.7pp | 282.11%-265.8pp | 172.34%-156.0pp |
| Employer contribution / active EE | $2,115 | $4,375-51.7% | $4,034-47.6% | $4,379-51.7% |
| Participant deferral / active EE | $6,518 | $5,842+11.6% | $5,318+22.6% | $6,730-3.2% |
| Admin fee / account holder | $488 | $11,961-95.9% | $10,693-95.4% | $14,365-96.6% |