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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,695 | $54,239-72.9% | $70,098-79.0% | $68,495-78.5% |
| Participation rate | 94.3% | 64.5%+29.8pp | 70.5%+23.8pp | 67.9%+26.4pp |
| Annual return | -19.40% | -13.87%-5.5pp | 190.76%-210.2pp | -7.84%-11.6pp |
| Employer contribution / active EE | $1,838 | $2,019-9.0% | $2,560-28.2% | $2,596-29.2% |
| Participant deferral / active EE | $4,022 | $2,957+36.0% | $3,849+4.5% | $4,028-0.1% |
| Admin fee / account holder | $411 | $4,691-91.2% | $6,266-93.4% | $5,403-92.4% |