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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,214 | $63,082-80.6% | $81,716-85.1% | $79,852-84.7% |
| Participation rate | 87.8% | 67.5%+20.3pp | 72.0%+15.8pp | 69.6%+18.2pp |
| Annual return | 29.46% | 22.66%+6.8pp | 29.49%0pp | 31.72%-2.3pp |
| Employer contribution / active EE | $1,482 | $1,795-17.5% | $4,310-65.6% | $2,471-40.0% |
| Participant deferral / active EE | $3,033 | $2,780+9.1% | $7,108-57.3% | $3,740-18.9% |
| Admin fee / account holder | $2,225 | $4,428-49.8% | $5,159-56.9% | $5,306-58.1% |