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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,514 | $124,314-94.0% | $109,163-93.1% | $167,518-95.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 11.39% | 26.04%-14.7pp | 25.75%-14.4pp | 478.71%-467.3pp |
| Employer contribution / active EE | $0 | $4,209-100.0% | $3,723-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $1,570 | $5,256-70.1% | $4,654-66.3% | $6,342-75.2% |
| Admin fee / account holder | $1,962 | $7,973-75.4% | $6,754-70.9% | $12,312-84.1% |