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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,542 | $111,814-84.3% | $103,378-83.0% | $145,978-88.0% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 9.35% | 24.80%-15.5pp | 24.91%-15.6pp | 550.52%-541.2pp |
| Employer contribution / active EE | $1,320 | $4,215-68.7% | $3,870-65.9% | $4,662-71.7% |
| Participant deferral / active EE | $2,049 | $5,618-63.5% | $5,058-59.5% | $6,690-69.4% |
| Admin fee / account holder | $3,777 | $9,764-61.3% | $8,401-55.0% | $13,400-71.8% |