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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $5,499 |
Service code 37 · EIN 04-2647786 | Loan Processing | $814 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,104 | $72,027-11.0% | $185,861-65.5% | $79,856-19.7% |
| Participation rate | 74.5% | 65.8%+8.7pp | 78.0%-3.6pp | 69.6%+4.8pp |
| Annual return | 15.10% | 23.13%-8.0pp | 35.96%-20.9pp | 31.71%-16.6pp |
| Employer contribution / active EE | $1,117 | $1,965-43.2% | $4,088-72.7% | $2,471-54.8% |
| Participant deferral / active EE | $2,755 | $3,780-27.1% | $5,634-51.1% | $3,741-26.4% |
| Admin fee / account holder | $194 | $4,513-95.7% | $9,503-98.0% | $5,306-96.3% |