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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,167 | $78,027-1.1% | $178,528-56.8% | $80,925-4.6% |
| Participation rate | 81.8% | 65.7%+16.1pp | 77.1%+4.7pp | 67.7%+14.2pp |
| Annual return | 9.24% | 18.09%-8.9pp | 27.11%-17.9pp | 35.65%-26.4pp |
| Employer contribution / active EE | $1,281 | $2,281-43.8% | $3,950-67.6% | $2,756-53.5% |
| Participant deferral / active EE | $3,964 | $4,408-10.1% | $6,278-36.9% | $4,299-7.8% |
| Admin fee / account holder | $5,054 | $7,168-29.5% | $10,419-51.5% | $6,940-27.2% |