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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,680 | $100,970-12.2% | $96,576-8.2% | $137,256-35.4% |
| Participation rate | 61.5% | 82.6%-21.1pp | 81.4%-19.9pp | 80.0%-18.4pp |
| Annual return | 15.89% | 38.16%-22.3pp | 38.47%-22.6pp | 220.34%-204.5pp |
| Employer contribution / active EE | $5,975 | $3,809+56.9% | $3,553+68.2% | $4,156+43.8% |
| Participant deferral / active EE | $13,691 | $8,286+65.2% | $7,956+72.1% | $6,407+113.7% |
| Admin fee / account holder | $11,919 | $11,312+5.4% | $11,381+4.7% | $12,270-2.9% |