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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,740 | $102,385-79.7% | $147,080-85.9% | $80,935-74.4% |
| Participation rate | 98.0% | 75.9%+22.2pp | 82.2%+15.9pp | 67.7%+30.4pp |
| Annual return | 14.18% | 135.09%-120.9pp | 420.17%-406.0pp | 35.66%-21.5pp |
| Employer contribution / active EE | $2,645 | $3,717-28.8% | $4,933-46.4% | $2,757-4.1% |
| Participant deferral / active EE | $4,874 | $6,651-26.7% | $8,066-39.6% | $4,299+13.4% |
| Admin fee / account holder | $1,931 | $7,951-75.7% | $12,989-85.1% | $6,924-72.1% |