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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,805 | $105,200-85.9% | $159,474-90.7% | $85,847-82.8% |
| Participation rate | 96.7% | 75.8%+20.9pp | 82.8%+13.8pp | 69.3%+27.3pp |
| Annual return | 15.67% | 45.08%-29.4pp | 263.68%-248.0pp | 318.61%-302.9pp |
| Employer contribution / active EE | $2,463 | $3,319-25.8% | $4,831-49.0% | $2,565-4.0% |
| Participant deferral / active EE | $3,326 | $5,946-44.1% | $7,353-54.8% | $3,952-15.8% |
| Admin fee / account holder | $1,428 | $6,934-79.4% | $10,802-86.8% | $6,261-77.2% |