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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,881 | $93,617-82.0% | $135,982-87.6% | $75,177-77.5% |
| Participation rate | 93.6% | 75.2%+18.4pp | 81.9%+11.7pp | 67.2%+26.4pp |
| Annual return | 22.33% | 30.89%-8.6pp | 68.32%-46.0pp | 160.75%-138.4pp |
| Employer contribution / active EE | $2,446 | $3,538-30.9% | $4,859-49.7% | $2,671-8.4% |
| Participant deferral / active EE | $4,065 | $6,406-36.5% | $7,760-47.6% | $4,126-1.5% |
| Admin fee / account holder | $300 | $6,980-95.7% | $10,767-97.2% | $5,651-94.7% |