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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,096 | $138,102-65.2% | $125,381-61.6% | $134,532-64.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -9.23% | 750.73%-760.0pp | 572.31%-581.5pp | 418.27%-427.5pp |
| Employer contribution / active EE | $8,337 | $5,245+58.9% | $4,815+73.1% | $4,741+75.8% |
| Participant deferral / active EE | $5,618 | $7,801-28.0% | $7,448-24.6% | $6,401-12.2% |
| Admin fee / account holder | $602 | $11,568-94.8% | $10,007-94.0% | $11,429-94.7% |