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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,533 | $165,399-70.7% | $149,745-67.6% | $158,982-69.5% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.7pp |
| Annual return | 19.92% | 348.34%-328.4pp | 276.72%-256.8pp | 302.99%-283.1pp |
| Employer contribution / active EE | $6,080 | $5,105+19.1% | $4,646+30.9% | $4,763+27.6% |
| Participant deferral / active EE | $3,341 | $7,183-53.5% | $6,843-51.2% | $5,983-44.2% |
| Admin fee / account holder | $2,848 | $10,811-73.7% | $9,312-69.4% | $11,252-74.7% |