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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,301 | $172,111-66.1% | $150,298-61.2% | $137,256-57.5% |
| Participation rate | 75.0% | 81.7%-6.7pp | 77.8%-2.8pp | 80.0%-5.0pp |
| Annual return | 25.33% | 69.37%-44.0pp | 62.79%-37.5pp | 220.34%-195.0pp |
| Employer contribution / active EE | $4,334 | $4,636-6.5% | $4,154+4.3% | $4,156+4.3% |
| Participant deferral / active EE | $9,365 | $6,166+51.9% | $5,453+71.8% | $6,407+46.2% |
| Admin fee / account holder | $1,148 | $16,471-93.0% | $14,116-91.9% | $12,270-90.6% |