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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,799 | $30,732-3.0% | $59,496-49.9% | $59,633-50.0% |
| Participation rate | 36.0% | 43.2%-7.2pp | 54.6%-18.6pp | 68.7%-32.7pp |
| Annual return | -1.83% | 4.47%-6.3pp | 182.05%-183.9pp | 2041.45%-2043.3pp |
| Employer contribution / active EE | $0 | $631-100.0% | $1,153-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $621 | $1,183-47.5% | $1,829-66.1% | $3,192-80.5% |
| Admin fee / account holder | $5,461 | $2,136+155.7% | $2,232+144.6% | $4,297+27.1% |