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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,720 | $32,037+2.1% | $69,182-52.7% | $62,881-48.0% |
| Participation rate | 26.5% | 43.4%-17.0pp | 55.1%-28.6pp | 69.3%-42.8pp |
| Annual return | 5.26% | 15.16%-9.9pp | -21.93%+27.2pp | 20.14%-14.9pp |
| Employer contribution / active EE | $0 | $679-100.0% | $1,206-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $677 | $1,185-42.9% | $1,897-64.3% | $3,203-78.9% |
| Admin fee / account holder | $8 | $2,608-99.7% | $2,697-99.7% | $4,296-99.8% |