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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,473 | $102,663+31.0% | $86,216+56.0% | $139,466-3.6% |
| Participation rate | 20.0% | 74.5%-54.5pp | 69.0%-49.0pp | 80.3%-60.3pp |
| Annual return | 17.74% | 1924.52%-1906.8pp | 1169.42%-1151.7pp | 373.66%-355.9pp |
| Employer contribution / active EE | $1,726 | $3,035-43.1% | $2,382-27.5% | $4,754-63.7% |
| Participant deferral / active EE | $2,158 | $4,677-53.9% | $3,986-45.9% | $6,712-67.8% |
| Admin fee / account holder | $1,717 | $8,663-80.2% | $6,853-74.9% | $11,409-85.0% |