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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,719 | $95,915+1.9% | $79,580+22.8% | $134,532-27.4% |
| Participation rate | 25.0% | 75.0%-50.0pp | 69.5%-44.5pp | 81.2%-56.2pp |
| Annual return | -11.49% | -2.71%-8.8pp | 0.15%-11.6pp | 418.27%-429.8pp |
| Employer contribution / active EE | $2,053 | $3,129-34.4% | $2,413-14.9% | $4,741-56.7% |
| Participant deferral / active EE | $2,566 | $4,693-45.3% | $3,985-35.6% | $6,401-59.9% |
| Admin fee / account holder | $1,385 | $9,132-84.8% | $6,835-79.7% | $11,429-87.9% |