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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,422 | $106,918-61.3% | $84,021-50.7% | $152,897-72.9% |
| Participation rate | 25.0% | 75.2%-50.2pp | 69.0%-44.0pp | 82.5%-57.5pp |
| Annual return | 19.66% | 105.01%-85.3pp | 71.32%-51.7pp | 345.43%-325.8pp |
| Employer contribution / active EE | $1,718 | $2,735-37.2% | $1,984-13.4% | $4,764-63.9% |
| Participant deferral / active EE | $2,148 | $4,012-46.5% | $3,239-33.7% | $5,851-63.3% |
| Admin fee / account holder | $368 | $8,288-95.6% | $6,102-94.0% | $11,599-96.8% |