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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,272 | $111,878+49.5% | $93,727+78.5% | $145,897+14.7% |
| Participation rate | 14.3% | 74.2%-59.9pp | 68.7%-54.4pp | 80.3%-66.0pp |
| Annual return | 9.95% | 204.28%-194.3pp | 133.83%-123.9pp | 552.29%-542.3pp |
| Employer contribution / active EE | $1,233 | $3,092-60.1% | $2,421-49.1% | $4,663-73.6% |
| Participant deferral / active EE | $1,541 | $4,920-68.7% | $4,417-65.1% | $6,689-77.0% |
| Admin fee / account holder | $2,361 | $10,256-77.0% | $8,292-71.5% | $13,390-82.4% |