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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $100,276 |
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $79,534 |
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $13,706 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,051 | $93,131-52.7% | $106,551-58.7% | $86,813-49.3% |
| Participation rate | 85.9% | 81.4%+4.5pp | 76.1%+9.8pp | 72.3%+13.6pp |
| Annual return | 15.52% | 19.45%-3.9pp | 26.80%-11.3pp | 97.93%-82.4pp |
| Employer contribution / active EE | $1,307 | $2,895-54.9% | $2,819-53.7% | $2,406-45.7% |
| Participant deferral / active EE | $4,475 | $4,708-5.0% | $4,398+1.7% | $4,131+8.3% |
| Admin fee / account holder | $220 | $145+51.4% | $7,408-97.0% | $170+29.5% |